The Kredicore platform
One lending business.
One connected core.
Bring the work together with customizable modules. From customer records and credit decisions to repayments, accounting, HR, system user onboarding and petty cash.
Customer onboarding
Capture customer details, verification documents and affordability information in one structured onboarding workflow so every lending decision starts from a complete, reviewable record.
Explore moduleLoan management
Run applications, multi-stage approvals, disbursements, schedules and account changes in one lending workflow — replacing disconnected spreadsheets with a consistent process.
Explore modulePayments & integrations
Integrate M-Pesa (C2B, B2C, B2B) and bank payments so disbursements, collections and transfers are initiated, received and reconciled against the right customers and accounts.
Explore moduleCollections & recovery
Organise arrears, follow-ups and recovery work into structured queues so collectors know which accounts need attention, what was promised and what to do next.
Explore moduleReporting & visibility
Use operational dashboards and filterable reports to understand lending, repayments, arrears and team activity across branches and officers — with data you can export for deeper analysis.
Explore moduleAccounting
Manage accounting records, ledgers and transaction tracking in a customizable module that stays connected to the payments, loans and day-to-day activity driving your numbers.
Explore moduleHR & people
Handle staff records, payroll and leave within a customizable HR module so the people running your lending operation are supported by organised, accessible processes.
Explore moduleSystem user onboarding
Set up staff as system users with appropriate roles, permissions and location scope in a controlled, customizable onboarding process that protects your operations.
Explore modulePetty cash
Record petty cash movements, manage requests and approvals, and keep balances visible in a customizable module connected to your operational and finance workflows.
Explore moduleOperations & controls
Coordinate day-to-day operational work with configurable workflows, approvals, communications and audit visibility across a customizable platform tailored to your processes.
Explore moduleSecurity & reliability
Kredicore is built around dependable uptime, proactive monitoring, strong performance and 24/7 support — with transparent data protection practices including encryption, masking, logging and Cloudflare.
Explore moduleLet’s move forward
Your next chapter of lending starts here.
See how Kredicore brings your people, payments and portfolio together.