Loan products, terms & charges
Configure loan products with their terms, interest and associated charges so applications and accounts follow consistent, reusable rules.
Loan management
Manage every loan through a controlled, connected lifecycle.
Run applications, multi-stage approvals, disbursements, schedules and account changes in one lending workflow — replacing disconnected spreadsheets with a consistent process.
The work, connected
Credit, operations and finance teams work from the same loan record at every stage.
Applications & multi-stage approvals
Submit loan applications and route them through first, second and final approval stages with clear separation of duties and decision history.
Loan accounts & repayment schedules
Track active accounts, instalment schedules, amounts due, payments received and outstanding balances throughout the life of the loan.
Restructuring & controlled changes
Handle restructures and account changes through dedicated review and approval workflows instead of ad hoc manual edits.
Part of something bigger
Keep your whole operation connected.
Customer onboarding
Capture customer details, verification documents and affordability information in one structured onboarding workflow so every lending decision starts from a complete, reviewable record.
Explore modulePayments & integrations
Integrate M-Pesa (C2B, B2C, B2B) and bank payments so disbursements, collections and transfers are initiated, received and reconciled against the right customers and accounts.
Explore moduleCollections & recovery
Organise arrears, follow-ups and recovery work into structured queues so collectors know which accounts need attention, what was promised and what to do next.
Explore moduleLet’s move forward
Your next chapter of lending starts here.
See how Kredicore brings your people, payments and portfolio together.