M-Pesa C2B & B2C
Receive C2B paybill collections and send B2C loan disbursements through Safaricom Daraja, with transaction status tracking and matching to customers and loan accounts.
Payments & integrations
Connect M-Pesa and bank payments directly to your operations.
Integrate M-Pesa (C2B, B2C, B2B) and bank payments so disbursements, collections and transfers are initiated, received and reconciled against the right customers and accounts.
The work, connected
Money movement across M-Pesa and bank channels stays traceable and connected to your records.
M-Pesa B2B & STK prompts
Support B2B payment flows and initiate M-Pesa Express (STK) prompts for supported deposits and repayments, with visible request outcomes.
Bank integration
Connect bank payment and transfer workflows alongside M-Pesa so your organisation can manage and reconcile payments across channels in one place.
Reconciliation & exception queues
Review unmatched or pending transactions in dedicated reconciliation queues and resolve exceptions with a clear, auditable record of actions taken.
Part of something bigger
Keep your whole operation connected.
Customer onboarding
Capture customer details, verification documents and affordability information in one structured onboarding workflow so every lending decision starts from a complete, reviewable record.
Explore moduleLoan management
Run applications, multi-stage approvals, disbursements, schedules and account changes in one lending workflow — replacing disconnected spreadsheets with a consistent process.
Explore moduleCollections & recovery
Organise arrears, follow-ups and recovery work into structured queues so collectors know which accounts need attention, what was promised and what to do next.
Explore moduleLet’s move forward
Your next chapter of lending starts here.
See how Kredicore brings your people, payments and portfolio together.