Loan management system in Kenya
A connected loan
management system for
lending teams in Kenya.
Kredicore brings customer onboarding, loan management, payments, collections and reporting into one customizable platform — so your team can work from a shared, reliable operational core.
Built for lending operations
What you can manage in one loan system
Customer onboarding & KYC
Capture customer records, documents, affordability assessments and approvals in one workflow.
Loan applications & approvals
Manage products, multi-stage approvals, loan accounts, schedules and controlled changes.
M-Pesa & bank integrations
Connect M-Pesa (C2B, B2C, B2B, STK) and bank payments with reconciliation and clear transaction trails.
Collections & Bulk SMS
Track arrears, promises to pay and recovery workflows, and send Bulk SMS reminders to customers/clients.
Customizable modules
From onboarding to repayment — and beyond
Choose the workflows that matter to your organisation. Kredicore includes modules for lending, payments and integrations, collections, reporting, accounting, HR & people, system user onboarding, petty cash, operations and security & reliability.
Customer onboarding
Capture customer details, verification documents and affordability information in one structured onboarding workflow so every lending decision starts from a complete, reviewable record.
Explore moduleLoan management
Run applications, multi-stage approvals, disbursements, schedules and account changes in one lending workflow — replacing disconnected spreadsheets with a consistent process.
Explore modulePayments & integrations
Integrate M-Pesa (C2B, B2C, B2B) and bank payments so disbursements, collections and transfers are initiated, received and reconciled against the right customers and accounts.
Explore moduleCollections & recovery
Organise arrears, follow-ups and recovery work into structured queues so collectors know which accounts need attention, what was promised and what to do next.
Explore moduleReporting & visibility
Use operational dashboards and filterable reports to understand lending, repayments, arrears and team activity across branches and officers — with data you can export for deeper analysis.
Explore moduleAccounting
Manage accounting records, ledgers and transaction tracking in a customizable module that stays connected to the payments, loans and day-to-day activity driving your numbers.
Explore moduleFor teams in Kenya
Designed around how lending teams work
Whether you manage a single branch or multiple locations, Kredicore supports role-based, location-scoped work with configurable workflows, audit trails and 24/7 support — helping teams stay aligned from first contact to final repayment.
- Loan management system workflows for onboarding, approvals, disbursements and repayments
- M-Pesa and bank payment integrations with reconciliation and visibility
- Bulk SMS reminders and customer communications for collections follow-up
- Security, monitoring, encryption, masking and logging practices described in our Security & reliability module
Capabilities depend on your organisation’s setup and integrations. Request a walkthrough to discuss your requirements.
Let’s move forward
See this loan management system in action.
Book a walkthrough tailored to your lending workflows, payment integrations and team structure in Kenya.